What are your spending triggers?
Like most mums I have trouble saying no when it comes to buying for the kids. They are a big trigger for sure. Books are a another one for me. I am a self confessed book depository addict. Craft items - that piece of elastic I pop in to buy inevitably turns into a $30 or $40 bag of fabric and bits.
In order to complete this challenge, and be kind to ourselves in the process, it's going to be important to identify our triggers. What are the things that make you reach for your credit card? The things that give you a rush adrenalin when you buy them?
If you impulse buy in shopping malls stay well away from them while you're not shopping. It's just plain mean to tempt yourself like that until you've really broken the habit. If you buy craft supplies commit to using up what you already have. If you love to buy books commit to using the library instead. If you buy toys for your kids make yourself really look at all of the things they already have - do they honestly need anything else right now?
To make it easier for me I'm not looking on book depository at all over the next two months. I'm not entering a Spotlight or a Lincraft. I've promised myself to use some of the many craft items I already own.
Here's your homework for next week:
- Write down your spending triggers.
- Talk to your family about the challenge, get them all on board. It might be wise to tell your kids what you can spend money on. When I told my 8 year old about it (after she asked me for a T-box movie for the 5th time) she looked horrified and said "what about FOOD?"